Fares are still the same. And we can hardly expect noche buena items to really get cheaper as Christmas approaches. Of course prices in general are a little cheaper due to the numerous sales. But that would have been the case even if fuel prices had risen.
If you're a car owner though, it's a pretty nice thing that prices are down. It can give you a little more breathing room in your budget - until the prices inevitably increase, that is.
It's too bad gasoline prices won't stay low forever. But there are ways for this temporary rollback to benefit you permanently.
This article is posted under personal finance
So now, I'm wondering if the LEDs were worth it...
This article is posted under saving
I'm not exactly sure how to do it. Even when I think back to how I was raised, it might not directly apply. I have just one kid right now, and I doubt we'll want to have more than two. So there's a bigger slice of the pie to hand out, so to speak.
I've found a lot of tips though, and that should help. I'm just not sure how to make them work.
Like most people, I like trying to find more reasonably priced alternatives before buying anything. But I've found that buying a quality product is still the best way to save.
This article is posted under In Focus
Which is why you typically want to avoid loan sharks (5/6). And you definitely don't borrow against your credit card.
Unfortunately there are instances when banks won't lend to you. But if you really need a loan, at least try borrowing from the government through SSS (or PagIbig) before resorting to loan sharks (or even micro lenders, since their interest rates are also usually high).
This article is posted under debt
part 1, we discussed the minutiae of home loans here in the Philippines. Now, we tackle the key aspects: The interest rate and years to pay.