You're skipping that grande mocha frap to save money. You're not buying that latest smartphone model so you can buy more stocks. Eating out at restaurants has become a rare occurrence, replaced instead by DVD marathons at home. You carefully make a list and buy in bulk, excluding most if not all guilty pleasures. All in an effort to lower your expenses so you can allot more for the mutual fund you're building up as a retirement fund.
How can that not be sacrificing?
However, they're not easy and there's limited opportunity to take advantage of them. I'm sharing them so that it can get people thinking, and perhaps share other ways to maximize credit cards without spending more or getting buried in debt.
I myself was afraid of getting one at first. But when I did, I eventually learned that if you handle it properly and spend responsibly, it can bring you convenience without suffering penalties and harassment from collection agencies.
But even if you already know how to handle it properly, there's still the matter of choosing the credit card that's right for you.
But a credit card is a credit card right? Well, no...
If you really want to be wise about your finances, you should choose the credit card that suits your (responsible) spending habits.
And in this series of posts, I'll share everything I've learned and thought about.
If we all operate from knowledge rather than fear (or ignorance in some cases), there's a lot we can take advantage of. My hope is for everyone who reads this series to start thinking a little differently about their use of money.
Unfortunately that opens us also to an additional threat - there's now more opportunity to lose our money when someone pretends to be us. With the right pieces of key information, it's possible for someone to access our accounts and money.
So In this post I'll be sharing some tips to help protect yourself from identity theft.
But did you know you can actually make your own pizza? Well, if you really like pizza, you probably already knew that already. But for those who didn't already know, I'm going to share a quick, inexpensive way to make and enjoy your own pizza.
Risk-clone game - on my mobile phone. At first I could only defeat 1 computer opponent on an easy setting. Then I realized I needed to play more offense and be aggressive. This enabled me to defeat opponents on advanced difficulty.
But to defeat 'intelligent' opponents, I realized I needed to be more careful in guarding my territories.
And to defeat multiple 'intelligent' opponents I needed to start small and not take on more territory than I can hold. I also needed to be more judicious in my moves. I couldn't just conquer the next territory. I had to amass forces first. I had to set it up. I had to see my opponent's possible next moves.
And over time I realized that a lot of these behavior apply to investing (and probably business too).