I'm not exactly sure how to do it. Even when I think back to how I was raised, it might not directly apply. I have just one kid right now, and I doubt we'll want to have more than two. So there's a bigger slice of the pie to hand out, so to speak.
I've found a lot of tips though, and that should help. I'm just not sure how to make them work.
Like most people, I like trying to find more reasonably priced alternatives before buying anything. But I've found that buying a quality product is still the best way to save.
This article is posted under debt
Which is why you typically want to avoid loan sharks (5/6). And you definitely don't borrow against your credit card.
Unfortunately there are instances when banks won't lend to you. But if you really need a loan, at least try borrowing from the government through SSS (or PagIbig) before resorting to loan sharks (or even micro lenders, since their interest rates are also usually high).
part 1, we discussed the minutiae of home loans here in the Philippines. Now, we tackle the key aspects: The interest rate and years to pay.