4 Ways of Borrowing Money Responsibly

When it comes to personal finance, tooics usually revolve around three things: saving, investing, and debt.

And debt seems to be the most of the three as even people not interested in personal finance will encounter and use it.

And today we have guest blogger Kyle to help us use debt responsibly.


This blog has been updated even less frequently than before. However, it's not exactly abandoned. It'll be around for several more years, and I do intend to make new posts.

But if you have questions, please do email me or message me on the site's facebook page. It's not exactly quick, but I still do respond.

 Email me here 


When Is It Okay to Show Off?

Today we have guest blogger Kyle to share some thoughtful advice.

There comes this inevitable point in your life that you might encounter someone who can’t help but show off everything they have, or maybe you’ve seen #blessed posts all over the place and wondered why these people seem to be more worried about how their social media feeds than anything else.

Showing off is attributed to wanting an identity, or wanting to be noticed for having something that nobody else might have just yet. Being showy is okay in some instances, and in other cases, it opens you up to potential risk. If you’re wondering when it’s okay to show off a little, and when it’s not – here are a few instances for you to consider.

Tax rip-offs targeting tax specialists are now on the rise: Warning from IRS

Tax rip-offs targeting tax specialists are now on the rise: Warning from IRS
Today we have a guest post from guest blogger Sam.

The IRS has issued a special alert for tax specialists against phishing emails sent by scammers where they ask professionals to update their information related to IRS e-services. Like all scammers, they too try to make it sound very convincing and assert that some particular user’s information has been embezzled and that the account must be updated immediately in order to protect that information. IRS has asked professionals to be very careful of the emails generated by the scammers which lead to a bogus website made specially to collect personal information.

4 Useful Tips on How to be Office-Frugal

4 Useful Tips on How to be Office-Frugal
Today we have guest blogger Kyle to share with us some valuable savings tips.

When you’re at the office, there’s always a danger of needing to spend – whether it’s for your own coffee, or when your office friends want to get out of the office for an hour and have lunch somewhere that work-talk is shelved for a while. It’s worse when they want to socialize outside of the office, because that’ll mean that spending barriers go down faster than The Wall.

If you’re trying to be office-frugal, meaning trying to cut your overhead costs on weekdays, it’ll involve shoring up as much willpower as you can to say no to a whole host of things. Here’s how you can get started.

Daily Habits That Can Help You to Maximize Wealth

I'm a firm believer that all the little things you do and don't do each day eventually matters more than the "big" thins that happen only once in a while.

And today, we have guest blogger Amanda to share the daily habits that can help us on the road to financial freedom.