Review of Philipine Banks' Home Loan Process and Rates Part 1

Review of Philipine Banks' Home Loan Rates.  We will go over the process for getting a home loan as well as check which bank has the lowest interest rates on home loans. Part 1 of 2.
Since my post on car loan rates is one of the most read posts in this blog, I figured it would be equally helpful to find out more about home loans.

So during some free time, I went out and talked in person to several banks about their home loans. And were you aware that there are different types of home loans?

Why Go Local?

forex local broker
If you've been browsing personal finance sites (or even just news sites - or almost any site, really), you've undoubtedly come across ads about Forex.

It's a high-rick investment and before getting into it, you should definitely learn more about it. And today, guest blogger Bwayan Jordison is here again to share more info about forex trading

7 Fuel Efficient Driving Tips, 2 Myths, 3 Strategies and 3 Maintenance Tips You Should Know

7 Fuel Efficient Driving Tips, 2 Myths, 3 Strategies and 3 Maintenance Tips You Should Know.  Fuel is expensive, but there's a lot you can do to make sure you use it as efficiently as possible.
Fuel is expensive, but there's a lot you can do to make sure you use it as efficiently as possible.

11 Useful Credit Cards That Can Help Your Budget

You've probably heard of people having multiple credit cards. Great way to get buried in debt, right?

If you have no financial discipline, that's the most likely outcome.

But if you can control your spending, some credit cards can actually give you an edge. Here are some examples of useful credit cards that can help you with your budget.

Credit Card: Points vs Rebates - Which is Better?

(Unfortunately it's another one of my long, math-filled posts. Please bear with me, there's some good points here.)

Most credit cards let you earn points that you can exchange for rewards. Some give you "gifts" when you spend a certain amount (though usually that means spending a lot),

But some offer rebates - letting you get money back on purchases you normally make anyway.

So how do you know which card is most "rewarding"?

On Advertising

You may have probably guessed that I'm not a fan of ads. I could probably give my views on them, but that would probably be a long and boring read (if not rambling and confusing).

But luckily I don't have to, you can "learn" all about ads from Jerry Seinfeld in this 4:37-short video clip.